From: Moroni <moroni@scranton.com>
Date: Mon, 23 Dec 1996 17:50:22 -0800 (PST)
To: Charles Gimon <gimonca@skypoint.com>
Subject: Re: Legality of requiring credit cards? (fwd)
In-Reply-To: <m0vc2qk-0002wCC@mirage.skypoint.com>
Message-ID: <Pine.LNX.3.95.961223204801.10058B-100000@user1.scranton.com>
MIME-Version: 1.0
Content-Type: text/plain


         I can't see how it is legal to allow credit card agencies. Where
is the legality if the individual doesn't want to be included in its data
bases? There is no voluntaryness on the part of the major part of the
population.Has anyone ever questioned the legality of the existence of
these credit reporting agencies.





On Sun, 22 Dec 1996, Charles Gimon wrote:

> Date: Sun, 22 Dec 1996 23:22:54 -0600 (CST)
> From: Charles Gimon <gimonca@skypoint.com>
> To: cypherpunks@toad.com
> Subject: Legality of requiring credit cards? (fwd)
> 
> Forwarded message:
> > Date: Sun, 22 Dec 1996 15:43:28 -0500 (EST)
> > From: Michael Gurski <mgursk1@umbc.edu>
> > Subject: Legality of requiring credit cards?
> > 
> > It's that wonderful season again, when all the assholes are out in
> > force, and people feel obligated to purchase merchandise to give to
> > each other.  For various reasons, I don't believe in credit cards, and
> > yet, trying to pay for something by personal check at the local
> > Hecht's, they either *require* a credit card, or go through the Nazi
> > check-warranty company Equifax.  
> > 
> 
> Equifax does business by tracking reputations, as do all credit
> reporting companies. That's how a free market handles bad checks.
> 
















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