From: "Timothy C. May" <tcmay@got.net>
Date: Wed, 11 Dec 1996 21:45:11 -0800 (PST)
To: cypherpunks@toad.com
Subject: Re: Redlining
In-Reply-To: <v03007802aed4fae4d4ab@[207.167.93.63]>
Message-ID: <v03007801aed54d86a7aa@[207.167.93.63]>
MIME-Version: 1.0
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At 10:38 PM -0600 12/11/96, Igor Chudov @ home wrote:
>Timothy C. May wrote:
>> At 5:07 PM -0600 12/11/96, Igor Chudov @ home wrote:
>> >Correlation is not an evidence of discrimination, at least to me.
>> >
>>
>> Nor is it to me. So neither of us will likely object to the neural
>> net-based lending programs which feed in a bunch of applicant data points,
>> train the net by providing feedback on who repaid their loans and with what
>> complications, etc. Even if such nets end up rejecting
>> "otherwise-qualified" (a la your other post) applicants in such a way that
>> the accept/reject ratios appear strongly correlated with certain
>> ethnicities?

>My readings on neural nets made an impression that they are not
>necessarily good at all.
>

Hardly my point, Igor.

Oh well, I guess it's pointless.

--Tim May


Just say "No" to "Big Brother Inside"
We got computers, we're tapping phone lines, I know that that ain't allowed.
---------:---------:---------:---------:---------:---------:---------:----
Timothy C. May              | Crypto Anarchy: encryption, digital money,
tcmay@got.net  408-728-0152 | anonymous networks, digital pseudonyms, zero
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